services. Last year my bank was bought out by a new bank and there were rumors of this happening,
but like most people, I never checked my monthly statements that closely. When I saw the fee in
black and white my mouth dropped. I've been a customer for over 7 years and NOW I'm getting
charged?! This just didn't sit well with me. Since this has become an extra account, I don't use it as
much and I definitely don't keep as much money in there. However, that's $95.40 a year that we are
wasting. That's when I heard about www.CARD.com. There are no overdraft fees, interest rates or
APR.. Your account can never go negative which in turn saves you from any pesky overdraft fees
that may occur. You have instant approval and do not need a credit check to qualify. Which is
wonderful for those who may have disrupted their credit score in their younger days. Your card can
be used anywhere a Visa is accepted and at over 22,000 ATM's. It's free to order, activate and load.
You can even do card to card transfers or direct deposits from your employer. It could not be any
more simple. The first thirty days are free and then there is a $5.95 charge IF your balance is under
$800. However, that is waived if you have a minimum balance of $800 dollars in your account.
This is a great "starter" card for a High School or college student just starting out. You control how
much goes onto the card without the risk of overdraft fees and high interest rates. They also offer
24/7 assistance and fraud protection. You can even use the card as credit or debit.
So how easy is it? I tried it to find out. I went online and filled out my application, Once I was
approved I had to pick a debit card number and select a cover for my card. BINGO, I knew there was
a caveat somewhere. How could I choose just one of these cute covers?! They seriously have the
cutest choices of any company out there. Here are a few
of my top choices...
Ok so all of these were cute, The Care bears, LAX, The Designer cards and The Breast Cancer
Awareness card and about thirty more. You can even chose your home state, country or sports
teams. I finally decided to choose the Autism Awareness card.
I used my card at an array of different stores from Goodwill and Salvation Army to Target. I used
both the debit and credit options with ease. My card came on time within the one week period as they
promised in a snazzy white envelope. All in all card.com has been an easy and great experience and
I couldn't recommend it more highly!
*This has been a sponsored post, but all opinions are mine*